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Fixed Term Deposit

Salient Features

  • Up to 90% Financing against deposit for PKR only
  • Minimum Deposit required of PKR 25,000
  • Available in Tenure of 1 month, 2 months, 3 months, 6 Months & 1 to 5 Years

Indicative Rates of Profit on Fixed Deposit Schemes

1 Month Deposit

9.00%

p.a
3 Months Deposit

8.50%

p.a
6 Months Deposit

8.00%

p.a
1 Year Deposit

9.60%

p.a
2 Year Deposit

7.60%

p.a
3 Year Deposit

7.60%

p.a
4 Year Deposit

7.10%

p.a
5 Year Deposit

7.10%

p.a

On premature encashment, profit will be calculated as per rate of last nearest completed tenure while profit on the remaining number of days deposit held, will be calculated and paid on the Savings Account Profit Rate, applicable at the time of Booking of deposit

*Expected Rate of Return on deposit effective January 01, 2025. (The Indicative rate of profit on deposit schemes are subject to change)

Book A Fixed Term Deposit

Visit nearest Bank AL Habib Branch or download form online and submit the duly completed form with all supporting documents.

Download Form Download KFS

All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.

Apply Now

Special Notice Deposit

Salient Features

  • Special Notice deposit can be issued to individuals (single or joint), charitable institutions, provident and other funds of benevolent nature, local bodies, autonomous corporations, companies, associations, educational institutions, firms etc., and those as ordered by a competent Court of Law
  • Minimum Denomination Certificate of PKR 25,000/-
  • Profit Automatically Credited to the Customer’s Account
  • Special Notice deposits are usually held for pre-specified tenors of seven days and thirty days after which they may be encashed
  • If the deposit runs for a period in excess of the notice period, then the profit will be payable at the same rate up to the encashment date.

Pre-Specified Tenors Of Special Notice Deposit

10.00%*

(7 Days Notice)

9.00%*

(30 Days Notice)

Book A Special Notice Deposit

Visit nearest Bank AL Habib Branch or download form online and submit the duly completed form with all supporting documents.

Download Form Download KFS

Fee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.

Apply Now

AL Habib Special Saver Certificate

Let your savings earn for you

AL Habib Special Saver Certificate has a term of 3 years; the profit is paid out every six months.

Term Deposit certificates are popular with:

  • Individuals (single or joint)
  • Registered Partnership
  • Public & Private Company
  • Registered Trust
  • Government Body etc.

Applicable Indicative Rate of Profit

First Year

7.50%

p.a
(1st & 2nd Profit Payment)
Second Year

7.50%

p.a
(3rd & 4th Profit Payment)
Third Year

7.50%

p.a
(5th & 6th Profit Payment)

If the Term deposit is encashed before completing the tenure, the profit on the broken period/remaining number of days deposit held will be calculated and paid on the Savings Account Profit Rate, applicable at the time of Booking of deposit.

Rate without affecting profit paid previously.

Expected Rate of Return on deposits is effective from January 01, 2025 payable after completion of every six months. (The Indicative rate of profit on deposit schemes are current and subject to change)

Special Saver Certificates let you enjoy exclusive benefits

  • Minimum denomination Certificate PKR 25,000/-
  • Profit automatically credited to the Customer’s Account
  • On maturity customer may opt for automatic roll over at prevailing rate of return
  • Expected Rate of Return on deposits payable after completion of every six months
  • Rate without affecting profit paid previously.
  • Expected Rate of Return on deposits payable after completion of every six months (The Indicative rate of profit on deposit schemes are current and subject to change)
Term Deposits

Book A Special Saver Certificate

Visit the nearest Bank AL Habib Branch or download the form online.

Submit the duly completed form with all the supporting documents.

Download Form Download KFS

Fee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.

Apply Now

Zamanat Account

Ensure achieving your goal

Bank AL Habib Zamanat Account lets you plan the achievement of your goal and assures that your plan amount will be given along with profits when you or to your loved ones need it.

Indicative Rate of Profit

11.50%

p.a

* Expected Rate of Return on deposit effective January 01, 2025.(The Indicative rate of profit on deposit schemes are subject to change)

 

AL Habib Zamanat Account is tailored to your needs

  • Plan Tenure: 1 to 20 years
  • Personalized investment plan
  • No charges on premature encashment
  • Free life insurance for plan tenure
  • Accumulated profit based on bank’s PLS Savings Rate
  • Investment plans starting from PKR 2,000 per month
  • Multiple deposit options: Single Payment or Installments (Monthly, Quarterly, Semi-annually or Annually)
  • Maximum plan limit PKR 20 million
  • Non-Medical limit up to PKR 5 million
  • Age limit: 18 – 60 years

Free Insurance Benefits work for you

  • Death Benefit

    100% sum covered

  • Accidental Death Benefit

    Death benefit + 50% sum covered

  • Permanent Total Disability

    50% sum covered
Term Deposits

Open A Zamanat Account

Visit nearest Bank AL Habib Branch or download account opening form online and submit the duly completed form with all supporting documents.

Download Form Download KFS

Fee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.

Apply Now

Treasures Call

Let your idle funds earn for you

Bank AL Habib Treasures Call Account earns handsome profits on funds lying idle with individuals, charitable institutions, provident and other funds of benevolent nature of local bodies, autonomous corporations, companies, associations, educational institutions, firms etc.

  • Available for booking on AL Habib Current Account.
  • Access to funds requires only a 24 hour notice.
  • Profit calculated on a daily product basis and credited to your account monthly.
  • Indicative Rate of Profit is 10.00% p.a, effective from January 01, 2025. (The Indicative rate of profit on deposit schemes are subject to change).

Book AL Habib Treasures Call Account

Visit your nearest Bank AL Habib Branch.

Download KFS

Click here to download Terms & Conditions

Fee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.

AL Habib Mahana Munafa Account

Boost your monthly income

AL Habib Mahana Munafa Account lets you earn high profits when you keep your savings for a fixed term. No more temptation to use the principal, just enjoy the monthly profits.

High Returns Reliable and Convenient

1 Year Deposit

9.50%

p.a
2 Year Deposit

7.50%

p.a
3 Year Deposit

7.50%

p.a
4 Year Deposit

7.00%

p.a
5 Year Deposit

7.00%

p.a

* Expected Rate of Return on deposit effective January 01, 2025. (The Indicative rate of profit on deposit schemes are subject to change)

Key Features

  • Mahaha Munafa Account can be opened with PKR. 25,000/-
  • Profit paid on the 1st working day of each month
  • Up to 90% financing available against deposit
  • Deposit rolled over on maturity for same period at prevailing rates unless otherwise requested
  • Profit may be drawn through Cheque at any branch of Bank AL Habib or ATMs nationwide
  • Option available for premature encashment
  • On premature encashment, profit will be calculated as per the rate of the last nearest completed tenure while profit on the remaining number of days deposit held, will be calculated and paid on the Savings Account Profit Rate, applicable at the time of Booking of deposit

Book A Mahana Munafa Account

Visit nearest Bank AL Habib Branch and submit the duly completed form with all supporting documents.

Download Form Download KFS

Fee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.

Apply Now

AL Habib Salana Munafa Account

Augment your yearly income

Bank AL Habib Salana Munafa Account lets your earn high profits when you keep your savings for a fixed term. So no more temptation to use the principal, just enjoy the annual profits.

Indicative Rate of Profit

9.60%

p.a

* Expected Rate of Return on deposit effective January 01, 2025.(The Indicative rate of profit on deposit schemes are subject to change)

Key Features

  • Minimum investment of PKR, 25,000/-.
  • Up to 90% financing available against deposit.
  • Deposit rolled over on maturity for same period at prevailing rates unless otherwise requested.
  • If the Term deposit is encashed before completing the tenure, the profit on the broken period/remaining number of days deposit held will be calculated and paid on the Savings Account Profit Rate, applicable at the time of Booking of deposit.

Book A Salana Munafa Account

Visit nearest Bank AL Habib Branch and submit the duly completed form with all supporting documents.

Download Form Download KFS

Fee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.

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info@bankalhabib.com
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