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Financial Reports A glance at Bank AL Habib`s performance over the years View More Forex Rates For our valuable customers, Forex Rates are only a click away. Download Schedule of Charges Stay up to date by reviewing our semi-annual schedule of charges View More

Investment Opportunities

Fixed Term Deposit (TDR) Foreign Currency (FCY) Term Deposits AL Habib Special Saver (TDR) AL Habib Mahana Munafa (TDR) AL Habib Salana Munafa (TDR) Real Estate Investment Fixed Term Deposit No penalty on Premature Encashment. Indicative Rates of Profit on Fixed Deposit Schemes 1 Month Deposit 9.00% p.a 3 Months Deposit 8.50% p.a 6 Months Deposit 8.00 p.a 1 Year Deposit 9.60 p.a 2 Year Deposit 7.60% p.a 3 Year Deposit 7.60% p.a 4 Year Deposit 7.10% p.a 5 Year Deposit 7.10% p.a On premature encashment, profit will be calculated as per rate of last nearest completed tenure while profit on the remaining number of days deposit held, will be calculated and paid on the Savings Account Profit Rate, applicable at the time of Booking of deposit Download Form Download KFS RDA FCY Fixed Term Deposit Indicative rates of Profit on Fixed Deposit USD GBP EURO 1 Month 4.00% p.a 3 Months 4.15% p.a 6 Months 4.25% p.a 12 Months 4.50% p.a 1 Month 3.00% p.a 3 Months 3.15% p.a 6 Months 3.25% p.a 12 Months 3.50% p.a 1 Month 3.00% p.a 3 Months 3.15% p.a 6 Months 3.25% p.a 12 Months 3.50% p.a Key Features Available in tenures of 1,3,6 & 12 Months Invest from as low as $/£ /€ 100 Early encashment is allowed Tax & Zakat Exempted Download Form Download KFS AL Habib Special Saver Certificate Let your savings earn for you Bank AL Habib Special Saver Certificate has a term of 3 years; the profit is paid out every six months. Term Deposit certificates are popular with: Individuals (single or joint) Registered Partnership Public & Private Company Registered Trust Government Body etc. Applicable Indicative Rate of Profit First Year 7.50% p.a (1st & 2nd Profit Payment) Second Year 7.50% p.a (3rd & 4th Profit Payment) Third Year 7.50% p.a (5th & 6th Profit Payment) If the Term deposit is encashed before completing the tenure, the profit on the broken period/remaining number of days deposit held will be calculated and paid on the Savings Account Profit Rate, applicable at the time of Booking of deposit. Rate without affecting profit paid previously. Expected Rate of Return on deposits is effective from January 01, 2025 payable after completion of every six months. (The Indicative rate of profit on deposit schemes are current and subject to change) Download Form Download KFS AL Habib Mahana Munafa Account Boost your monthly income AL Habib Mahana Munafa Account lets your earn high profits when you keep your savings for a fixed term. No more temptation to use the principal, just enjoy the monthly profits. High Returns Reliable and Convenient 1 Year Deposit 9.50% p.a 2 Year Deposit 7.50% p.a 3 Year Deposit 7.50% p.a 4 Year Deposit 7.00% p.a 5 Year Deposit 7.00% p.a * Expected Rate of Return on deposits effective January 01, 2025. (The Indicative rate of profit on deposit schemes are subject to change) Key Features Mahaha Munafa Account can be opened with PKR. 25,000/-. Profit paid on the 1st working day of each month. Deposit rolled over on maturity for same period at prevailing rates unless otherwise requested. Profit may be drawn through Cheque at any branch of Bank AL Habib or ATMs nationwide. Option available for premature encashment. On premature encashment, profit will be calculated as per rate of last nearest completed tenure while profit on the remaining number of days deposit held, will be calculated and paid on the Savings Account Profit Rate, applicable at the time of Booking of deposit. Download Form Download KFS AL Habib Salana Munafa Account Augment your yearly income Bank AL Habib Salana Munafa Account lets your earn high profits when you keep your savings for a fixed term. So no more temptation to use the principal, just enjoy the annual profits.Indicative Rate of Profit 9.60% p.a * Expected Rate of Return on deposits effective 01 January, 2025. (The Indicative rate of profit on deposit schemes are subject to change) Key Features Minimum investment of PKR, 25,000/-. Deposit rolled over on maturity for same period at prevailing rates unless otherwise requested. If the Term deposit is encashed before completing the tenure, the profit on the broken period/remaining number of days deposit held will be calculated and paid on the Savings Account Profit Rate, applicable at the time of Booking of deposit Download Form Download KFS Investment in Real Estate Bank AL Habib Roshan Digital Account holders are now empowered to invest their funds digitally in commercial and residential real estate in Pakistan with ease and convenience. 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Customer Awareness

Important information pertaining to features of currency notes, illegal money value transfer services, and other announcements can be found here. Money Laundering & Terrorism Financing notice SBP Awareness Videos SBP Awareness video ×

Corporate Social Responsibility

Bank AL Habib is fully committed to the concept of Corporate Social Responsibility and fulfills this responsibility by engaging in a wide range of activities including: Corporate philanthropy amounting to Rs. 771.23 million by way of donations & charities during the year for social and educational development and welfare of people Energy conservation, environmental protection, and occupational safety and health by restricting unnecessary lighting, implementing tobacco control law and "No Smoking Zone", and providing a safe and healthy work environment Business ethics and anti-corruption measures, requiring all staff members to comply with the Bank's "Code of Conduct" and "Anti-Bribery and Corruption Policy" Consumer protection measures, requiring disclosure of the schedule of charges and terms and conditions that apply to the Bank's products and services Amicable staff relations, recognition of merit and performance, and on-going opportunities for learning and growth of staff, both on-the-job and through formal training programmes Employment through a transparent procedure, without discrimination on the basis of religion, caste, language, etc., including employment of special persons

Small Enterprise Financing and Credit Guarantee Scheme for Special Persons

Introduction SBP introduced the scheme for Special persons falling under small enterprise (SE) category. Financing Tenor 5 Years (6 months grace period) Mark Up Rate 5% Per Anum Limit/Exposure 1.5 Million Maximum Salient Features Financing under the scheme will be available to special persons holding CNIC with disability logo/ symbol. Financing shall be provided for setting up of new business enterprise or for expansion of existing one. Related Links Agriculture Banking View Details Cash Management Services View Details Trade Services View Details Email Us info@bankalhabib.com BAHL Helpline (021) 111-014-014

Contact Us

(+92 21) 111 - 014 - 014 For Queries/Request: info@bankalhabib.com For Complaints: feedback@bankalhabib.com Find your Nearest Branch Contact Us Drop us a Line You can contact us for complaints, general enquiries and specific questions about product and service offerings. We look forward to hearing from you. *(For communication purpose only) Select an option Inquiry Complaint Feedback/Suggestions Select a complaint type Visa Debit Funds Transfer Utility Bill Payment Captcha is required Submit While sending your feedback or lodging a complaint, please make sure to provide your complete information (Email address/Mobile Number). We will attempt to resolve the issue as soon as possible and update you within 7 to 15 working days. Your feedback is important to us and we thank you for your relationship with Bank AL Habib Limited. Our Zonal Offices Karachi Zonal Office 5TH Floor, MacKinnon’s Building, l.l Chundrigar Road, Karachi. Tel: (021) 32412986 Fax: (021) 32401171 Sindh and Baluchistan (Zonal Office) 2nd Floor, MacKinnon’s Building, l.l Chundrigar Road, Karachi. Tel: (021) 32471801 Fax: (021) 32401180 Lahore Zonal Office Awami Complex, 1-4, Usman Block Front, Block No.6 - New Garden Town, Lahore Tel: (042) 35865380-91 Fax: (042) 35831704 Multan Zonal Office 126/C, Old Bahawalpur Road, Multan. Tel: (061) 4580314-6 Fax: (061) 4782309 Faisalabad Zonal Office Ahmad Plaza, Bilal road, Civil Lines Faisalabad. Tel: (041) 2601925-28 , 2601904-08 Fax: (041) 2601912 Gujranwala Zonal Office Opposite Iqbal High School, G.T. Road, Gujranwala Tel: (055) 3821042 Fax: (055) 3821043 North Zonal Office 78TH W, 2ND Floor, Roshan Center, Blue Area, Islamabad. Tel: (051) 2605919-22 Fax: (051) 2605948 KPK Zonal Office Plot No. 784/75, Islamabad Corporate Centro, Opposite CMT and SD, Golra Road, Islamabad. Tel: (051) 5495853-55 Fax: (051) 2605948 Our Head Office and Business Units Islamic Banking Division Office 3rd Floor, MacKinnon’s Building, l.l Chundrigar Road, Karachi. Tel: (021) 32412421 Fax: (021) 32463142 Agriculture Division Head of Agriculture Division, Lahore Mr. Fiaz Ahmed Malik Land Line: 042-3597 2281-2 Portfolio Manager, Agriculture Division, Lahore Mr. Shahid Bashir Khokhar Land Line: 042-3597 2281- 2 Corporate Division 4th Floor, MacKinnon’s Building, l.l Chundrigar Road, Karachi. Tel: (021) 32412421 UAN: 111-786-110 Bahrain Branch Customer Complaints Contact Details Customer Complaint Customer Complaint Officer Abdulla Saleh AL Hammadi Monday - Friday (9:00 AM to 5:00 PM) Email : feedback.bahrain@bankalhabib.com Contact Number: (+973) 17 564044 Stay Connected Join our mailing list to get updates in your mailbox @media screen and (max-width: 390px){ .mobile-padding{padding:0px !important;} .p-4.contactUsWrapper { padding-left: 8px !important; padding-right: 8px !important; } .accordion-list-items .card-link + .collapse > div:first-of-type { overflow-x: hidden; } #recaptcha > div:first-of-type iframe { width: auto !important; } } @media screen and (max-width: 767px){ #recaptcha > div:first-of-type iframe { width: auto !important; border-right: 1px solid #ccc; height: 76px; } } label.error{color:#ff0000;margin-top:5px;}

Stock Market At Your Doorstep

Refinance & Credit Guarantee Scheme for Women Entrepreneur

Introduction SBP introduced the scheme for the Women Entrepreneurs. Financing Tenor 5 Years (6 months grace period) Mark Up Rate 5% Per Anum Limit/Exposure 5 Mn Maximum Salient Features Financing shall be available to Women borrowers only. Financing under the scheme shall be provided for setting up of new business enterprise or for expansion of existing one. Underserved Areas Districts Excluded From Definition of Underserved Areas 01 Lahore 09 Gujrat 17 Kasur 02 Faisalabad 10 Jhang 18 Khanewal 03 Sialkot 11

Careers

Why Bank AL Habib is the right choice? Discover why Bank AL Habib is the place to build a banking career, the values that drive us, what opportunities and benefits we offer, our more than 10,000 employees work with the spirit of belonging to a family. See more Reasons for Choosing Bank AL Habib Specialised Training