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Acceptability Around the Globe

AL Habib Credit Cards are honored at 24 million locations in over 120 countries including thousands of merchants in Pakistan, AL Habib ATMs and MasterCard/Cirrus ATM networks worldwide. It gives you freedom of spending, financial security and worldwide recognition. You can make payments in any currency i.e. in case; you are traveling abroad, the currency of that particular country. However, the amount billed will be in Pak Rupees.

 
Revolving Facility

You may pay in full or enjoy revolving credit facility by paying only 5% of your billed amount or PKR 400 whichever is higher plus insurance premium, if any. You have the power to spend, as you always get your limit reinstated as soon as you make the payment.

In case you utilize the revolving credit facility on your credit card, the current service fee is 2.083% per month i.e. APR 25% p.a.

Convenient Payment Modes

Live a worry-free life; make your payments through easy modes of payment to suit your convenience. These options will save your time and help you to maintain good credit history with AL Habib. No standing in long queues or the inconvenience of long procedures.

  • AL Habib ATMs with your ATM/Debit Card
  • Automated payment service at our Call Centre
  • AL Habib Netbanking
  • Direct Debit facility from your Bank AL Habib Account
  • Drop Boxes placed at all the Bank AL Habib Branches
  • Cheques
  • Cash payment at any Bank AL Habib Branch