Sohni Dharti Remittance Program is a point-based loyalty program that allows remitters to accumulate points when sending their remittances through the SBP regulated channels. Upon sending these remittances customers will be allowed to redeem points by participating in the Public Sector Entities (PSEs) and avail their services free of cost.
A mobile application for iOS and Android users is available for download, facilitating customers to register and additionally redeem points through the PSEs on it. Remitters can also add one beneficiary relationship and transfer their reward points to him/her. A centralized back-end system is developed and run by 1LINK.
Don’t miss the opportunity to avail exciting rewards and benefits Download the application.
State Bank of Pakistan (SBP) is conducting a survey to obtain feedback of Overseas Pakistanis on remittances flows. The information collected through this survey will be used in aggregation; and will only be utilized as input for policy making to increase facilitation in remittances through banking channels.
Virtual Category | Annual Remittance Amount (fiscal year) | Awarding Ratio (% of remittance amount) |
---|---|---|
Green | Up to USD 10,000/- | 1.00% |
Gold | From USD 10,001 /– to USD 30,000/- | 1.25% |
Platinum | From USD 30,001 /– to USD 50,000/- | 1.50% |
Diamond | USD 50,001 above | 1.75% |
Entity | Services Offered | Redemption Flow |
---|---|---|
PIA | International Air Tickets Extra Baggage Fee on PIA International Flights | Download |
FBR | Mobile Phone Duty Payment of Duty on Imported Vehicles | Download |
NADRA | Renewal of CNIC/NICOP | Download |
Passport Office | Renewal Of Passports | Download |
State Life | Life Insurance/Takaful Premium Payment | Download |
Overseas Pakistanis Foundation (OPF) | School Fee Payment | Download |
Utility Stores Corp | Retail Purchases At Utility Stores | Download |
Bureau of Emigration & Overseas Employment (BE&OE) | Emigrant Registration Fee – OEP Emigrant Registration Fee–Direct Employment | Download |
Going Forward More Public Sector Entities and other services will be added.
Sohni Dharti Remittance Program is a Government of Pakistan initiative to incentivize Non-Resident Pakistanis who send home remittances to Pakistan through official remittance channels.
You will be eligible to receive loyalty points on every remittance transaction you send to Pakistan. The points will be awarded on the basis of the assigned criteria, and you can avail exclusive loyalty benefits at our partnering public sector entities (PSEs) for this program.
Any Non-Resident Pakistani, CNIC/NICOP holder, who has sent remittance to Pakistan starting October 1st, 2021, can register as a Remitter. A remitter can further register 01 beneficiary using the Sohni Dharti Remittance Program Mobile App.
Simply download the Sohni Dharti Remittance Program Mobile App from the Google Play Store or Apple App Store. Input few registration details, including your active Mobile No. and set a password and your registration request will be processed.
We apologize for the inconvenience you are experiencing. For assistance on the matter, you can get in touch with dedicated SDRP Contact Center representative at +92 21 111-116-757 or you can email at sdrpsupport@1link.net.pk
As a remitter, you can select any country other than Pakistan.
As a Remitter, you can register a Beneficiary against his/her valid CNIC No. using the Mobile App. The Beneficiary will receive a registration code along with the App download link on SMS on your provided mobile number, using which he/she can enroll as a Beneficiary. The registration code is valid for 03 days, after which the request will expire, and you will have to re- send the code to beneficiary.
You can add anyone with a valid Pakistani CNIC/NICOP. The app will allow you to add beneficiary even if they are not the actual recipient of your remittance amount. There is also no restriction on the relationship between the remitter and the potential beneficiary.
Using the Transfer Points option on your App Home screen, you can select an active, registered beneficiary and enter the point’s value you wish to transfer. The points will be transferred to your beneficiary, and he/she will receive an alert for the same.
The beneficiary is advised to wait at least one working day for his/her points transfer. If the beneficiary does not receive his/her points, please get in touch with our dedicated Contact Center representative at +92 21 111-116-757.
There is no limit on transfer on points. You may send as many points as you hold at any given time, in a single transfer if you wish.
Once your account is activated after verification, loyalty points are automatically calculated and awarded to you against remittances sent to Pakistan.
For better experience you can add your remitter receiver, which will assist auto awarding of loyalty points into your SDRP account.
You can add up to 5 receivers who you sent remittance to in Pakistan.
It may take up to five working days to get loyalty points awarded on your remittance sent to Pakistan.
You will be awarded with points as per below mentioned criteria:
Loyalty points will be awarded if the registered name on the SDRP App matches the name on the transaction receipt. Therefore, to avoid any inconvenience, please request your MTO/Bank(s) to share your complete full name in the remittance transaction.
You may use the Self Award Points feature on the Mobile App Home screen to generate a request for your point’s award, if not already awarded before. In case you are still unable to receive points against the said transaction, please call at dedicated Contact Center representative at +92 21 111-116-757 for further assistance on the matter.
If you have not received points against your remittance transactions, you can initiate points award request using self-award feature after 3 working days of your remittance sent to Pakistan and has been collected by your receiver or credited in the receiver’s account.
The total value of annual remittance determines the loyalty category. Loyalty points are awarded on a fixed percentage of that value. The awarding percentages vary based on the category of the user.
The remitter’s category will be automatically updated based on the USD amount of remittance he/she has sent in a fiscal year i.e., 1st July to 30th June. The categories will be re-set to Green starting every fiscal year.
For the purpose of redemption, 1 loyalty point is equivalent to PKR 1/-.
You can use your loyalty points to pay for applicable services at multiple public sector entities. For a list of available loyalty benefits and partners, check the View Loyalty Benefits page on your App Home Screen.
Yes, Roshan Digital account holders can also register for SDRP. However, loyalty points will only be awarded against the amount which will be consumed locally and cannot be repatriated.
For example, an RDA holder pays education fees of his/her dependents in Pakistan, pays rent for residence, medical or insurance expenses or any similar expenses, will become eligible for reward points. Further, reward points may be earned on the funds spent for Roshan Apni Car or Roshan SamajiKhidmat. However, the unspent balance in PKR or FCY account and amount invested in property, stocks, NPCs and INPCs etc. is repatriable and will not be eligible for rewards under SDRP.
You can only register for this program if you send the remittance to Pakistan in PKR. Remittance send in other currency is not eligible for registration.
In app complaint management section is available for customer complaint resolution; you may also log your complaint at 111-116-757 or sdrpsupport@1link.net.pk. Please ensure to give your CNIC while registering complaint for tracking purpose.