Grade:

OG II

Division/Branch:

ADC Business Division

Job Summary:

• Retrieve credit card system files and process in core banking system.
• Process customer financial reversal requests on credit card system and core banking system.
• Prepare advance tax and service sales tax details for onward reporting.
• Report regarding follow-ups and issues observed during Credit Card Operations.
• Prepare cross-border transactional data for onward reporting.
• Prepare GL details on monthly basis.
• Posting of credit card international and local settlement vouchers in core banking system.
• Respond credit card payments received from branches.
• Resolve customer complaints related to Credit Card financial operations.
• Initiate Credit Card Management and reward merchant invoices for onward payment.
• Prepare credit card spending data for onward reporting.
• Assist line manager for Month End and Year End Closing.

Application Deadline:

October 2nd 2026

Grade:

OG II

Division/Branch:

ADC Business – Credit Cards

Job Summary:

• Thorough knowledge of SBP guidelines with regards to Credit Cards.
• Perform data entry on Credit card management system.
• To evaluate Debt Burden of the customer and prepare Risk Rating Sheet/ Credit Card Checklist.
• Checking of negative listing i.e., Debarred/ FIU Watchlist etc. through Compliance Division.
• To process Limit Enhancement/ Reduction & Upgrade cases.
• Arrangement of Renewal Credit Cards as and when required.
• Preparation of daily/ monthly MIS.
• Archiving of Credit Card applications after its approval.
• Updating of e-mail address, mobile no & branch code in Core Banking system.
• To resolve customer Complaints/ Product Leads regarding credit cards in a timely manner.
• SBP reporting matters i.e. monthly e-CIB reporting, Risk Rating, A-07 reporting etc.
• Thorough knowledge of MS office especially MS Excel and its formulas.
• Perform drill on every quarter at BCP site.
• All other tasks given by Unit head to facilitate the customers in a timely manner.

Application Deadline:

October 2nd 2026

Job Overview:

Responsible for smooth operations of Credit Card Product ensuring compliance of bank polices, processes & procedures.

Grade:

Senior Manager

Division/Branch:

ADC Business Division

Job Description:

• Develop and execute a comprehensive product strategy aligned with the bank's goals and objectives.
• Identify market opportunities and trends to enhance existing products and introduce new ones.
• Collaborate with cross-functional teams including marketing, risk management, and technology to bring new products to market.
• Monitor and analyses key performance indicators (KPIs) to assess the health and performance of the credit card portfolio.
• Develop and execute customer acquisition and retention strategies to drive growth and increase market share.
• Monitor portfolio performance and identify emerging risks, taking proactive measures to address them.
• Develop and implement risk mitigation strategies to minimize credit and fraud losses while maximizing profitability.
• Ensure that product complies with relevant regulations and industry standards, especially in the context of financial services and card operations.

Application Deadline:

October 2nd 2026

Job Overview:

Ensuring smooth operations of the Credit Card Product, Merchant Initiation Unit, ADC Internal Control Environment, and compliance of the Bank’s policies, processes, and procedures.

Grade:

Assistant General Manager

Division/Branch:

ADC Business Division

Job Description:

• Develop and execute the overall credit card product strategy in alignment with the bank's business objectives.
• Conduct market research, competitive analysis, and customer segmentation to identify opportunities and drive product enhancements.
• Define product requirements, features, and pricing for credit card products to meet customer demands and maximize profitability.
• Collaborate with cross-functional teams such as marketing, risk management, compliance, and technology to develop and launch new credit card products and initiatives.
• Monitor and analyse credit card portfolio performance, including acquisition, activation, usage, and retention metrics, and develop strategies to drive growth and profitability.
• Stay informed about industry trends, regulatory changes, and market dynamics related to credit card products, and recommend product enhancements and innovations.
• Build and maintain strong relationships with key stakeholders, including internal teams, external partners, and credit card networks.
• Develop and execute marketing campaigns and promotional strategies to drive credit card acquisition and usage.
• Conduct regular competitive benchmarking to ensure the bank's credit card offerings remain competitive in the market.
• Collaborate with customer service teams to ensure efficient handling of credit card-related customer inquiries and issue resolution.

Application Deadline:

October 2nd 2026

Introduction:

Bank AL Habib is looking for motivated and customer-focused individuals to join our branch network as Branch Sales Officers. If you have a passion for banking, a flair for sales, and the drive to deliver an exceptional customer experience, we invite you to be part of our growing team.

Qualification & Experience:

• Graduates with relevant sales experience will be preferred.
• Fresh Graduates are also encouraged to apply.
• Intermediate candidates with relevant banking sales experience are also welcome to apply.

Location:

Karachi

Job Summary:

The main purpose of this position is to monitor and supervise entire working of a branch and its various departments, maintain and build customer relationship, make sure all Branch targets are met. Ensure strict adherence to the regulatory requirements and Bank’s Systems and Procedures. To be a custodian of Bank’s Assets.

Key Responsibilities:

• To develop new business avenues for the growth of Branch Business and to excel for development of Bank Asset and Liability Products.
• To maintain liaison with Corporate Institutions, Multinational Companies, Government Institutions, and other important Account Holders of the Branch. To market NTBs, meet business targets, guidance to BDBs.
• To administer sales, services, operational efficiency, and HR management activities to meet Bank objectives and achievement of the branch key targets given by the Management. Further ensure that staff will work on conversion of COC and Marketing through cash counter and utility bills.
• To bear responsibility for branch Deposit mobilization, Credit targets, Account Opening and Other KPI’s.
• To achieve month on month deposit and targets assigned to the branch.
• Staff management with respect to the leaves, rotations, trainings and performance reviews – solving their problems and encouraging their efforts.
• Branch Manager should review all the Compliance related tasks performed by Operation Manager.
• Monitoring / ensuring compliance with KYC and other requirements of regulatory bodies.
• Ensure that customer complaints are handled promptly and diligently.
• Make sure that customers are timely attended and their day to day problems/queries are resolved.

Grade:

AM to CM

Qualification:

Minimum Bachelors (Preferably Masters)

Experience Required:

Minimum 3 Years as a Branch Manager

Department:

Retail Banking

Location:

Karachi, Lahore, Hyderabad, Sukkur

Qualification:

Bachelor’s degree in a business-related field

Division:

Financial Services

Number of Job Positions:

Multiple positions

Job Description:

• Knowledge of account opening, cheque book issuance, ATM card processing, and branch banking operations.
• Efficient handling of clearing, remittances, and pay order issuance/cancellation in a timely manner.
• Ability to resolve customer complaints, assess their needs, and provide appropriate guidance.
• Deliver the highest level of customer service.
• Greet and assist customers in a professional manner.

Age:

Not more than 25 years

Location:

Karachi

Job Requirements:

Skills

End-to-End Sales

Excellent Time Management

Branch Banking Operations

Strong Oral and Written Communication

Phone Banking Officer

Minimum Graduation

Call Center - ADC Business Division

Fresh candidates, prior call center experience will be preferred

• Ability to act as a liaison between bank and its customers.
• Capable for handling both inbound/outbound calls.
• Take ownership for effectively solving customer issues, complaints and inquiries.
• To keep customer satisfaction at the core of every decision and behavior.
• To maintain performance as per the defined performance matrix.
• Comfortable at working in shifts and on gazette holidays as well.